1 The banks make far too much money out of changing currencies to adopt the Euro

2 The Government wants to keep it so we can’t easily compare our standard of living costs and taxes with others in the EEC

The idea that ‘we’ don’t want it is a myth ‘we’ have never been asked and if we were the question would be so loaded to rig the outcome
References :

Many people are against the Euro for reasons that have little to do with economic sense, and everything to do with jingoistic pride.

However, many well-educated people are against the Euro for several good reasons:

1: In other countries (for example, Spain), the local currency -> Euro transition was done in a way that immediately devalued everyone’s savings, by pegging the conversion rate at an artificial rate that made sense for the government’s policies, but left everyone able to afford less food each month.

2i: Taking up the Euro isn’t about having easy bank notes - it’s about having interest rate policy set by the European Central Bank rather than the Bank of England. The Eurozone is now a huge place, and one set of interest rates to tweak that will impact all economies positively is hard. What might be good for German industrial output might be awful for Greek farmers - which way should Eurozone interest rates be moved? With a basket of currencies that slide against each other, it was possible for the German government to move rates up and the Greek government down (and let the rates move against the Drachma) if that was what was best for both countries.

2ii: Compared to the rest of "original Europe" (Germany, France, Italy, Spain, Netherlands and the Benelux countries), the UK has an economy far more dominated by commodity pricing, because of the huge North Sea oil revenues. That means that the UK economy has regularly swung in a different direction to the rest of Europe… having one set of interest rates to govern both makes the problem worse.

2iii: As per oil, so likewise for "financial services". An awful lot of the "UK economy" is actually the percentage that the UK stock and commodity markets make on transactions all over the world, that just happen to happen legally in London. Having a little money trickle into the UK when a Zimbabwan farmer sells products to a Thai national working in Dubai because we have a stable platform to cut that kind of deal generates an awful lot of cash for the UK. By comparison, only really Germany has anything similar in scale… another reason why the UK and Eurozone economies swing wildly.

3: In the UK, the press comment about the Euro has been far more about the ECONOMIC impact than in the rest of Europe. When you have, say, a French politician saying "You must vote for the Euro because it means we’ll never go to war with Germany again", you have to ask whether this is REALLY about economic policy, or just about spin. [1]

What it really boils down to is a question of how should interest rates be set… Bear in mind that changing rates affects everyone’s mortgages (or rent, because increased costs get passed on)… and affect employment rates… and prices … and so on. Should this be done on a country-by-country basis, or should it be done to try to manage the continent as a single entity.

The "non-Euro" group believe that there are real advantages, which massively outweigh the benefits of not needing to change cash at Gatwick, to keeping UK control of interest rates.

[As an aside, if Scotland were to go independent, my personal view would be that it should have its own currency that freely floated against the English pound and the Euro... but that would be a question for the Scottish people to decide.]

[1] No two countries which both have more than 20 MacDonalds in each have ever been at open war with each other since they opened. This isn’t particularly because the food is peaceful But because countries with economies open to cross-border trading tend to so interconnected that it tends to be more sensible to make peace than grab land.
References :

Secondly…… The pound been our currency for ages now, why be like the rest of Europe and have the same boring currency.

Thirdly…….. It will take ages for people to learn to use Euros after having years and years of maths lessons including the pound at school.

Why make life even difficult then it already is for a currency x
References :

pluss , them bloody frenchys are on th euro. and they are Toss
References :

Lack of factual information about the considerable sound economic benefits of the Euro, leading to a generally poorly informed public at large is perhaps the next main reason. That is the fault of our government.

The "Euro" countries were no less attached to their native currencies but their populations were suitabley well informed to make educated decisions.
References :